Showing posts with label Property Division and Spousal Support. Show all posts
Showing posts with label Property Division and Spousal Support. Show all posts

Wednesday, April 2, 2014

Alimony Statute Construed: No Credit For Time Served!

Today the Massachusetts Supreme Judicial Court just decided, in Holmes v. Holmes (see and view the oral arguments here) that temporary alimony, awarded before final judgment in a divorce action, does not have to be credited toward a calculation of the maximum term of general term alimony.   This means that if temporary alimony is awarded, as it often is, during the pendency of a divorce action, there does not have to be "credit for time served" (to use my own, admittedly imperfect analogy to criminal sentencing) in determining the ultimate award of general term alimony when the divorce is finalized.

I just read the decision, as it was released online today.  I had expected, like my colleague Jonathan Eaton, for the Court to rule differently, or for at least some of the justices to offer a dissenting opinion. I also expected better and more thoughtful analysis in the opinion, and am not at all sure I agree with the conclusions made.

The relevant alimony statutes, as amended by the 2011 alimony reform law that went into effect in 2012, do not make clear the relationship between temporary alimony and general term alimony awards.  The appellant in this case is certainly not the only one who assumed he would get credit for his ¨time served¨paying temporary alimony.   Like it or not, the Court at least answered the question pretty decisively, and now if folks don´t like it -  in the alimony reform movement, for example - they can gather forces to try to amend the statutory provisions yet again.

A big reason why I am not sure I like this decision is the arguably unfair results I am imagining in cases of short-term marriages where the maximum general term alimony would be much shorter in duration than in this case, say two or three years, for example, and so tacking on temporary alimony, during litigation of a year or two or even longer, could very substantially increase the effective length of alimony commitment relative to the length of the marriage. There are also the obvious problems that flow from the incentive this decision may give to alimony recipients to prolong divorce proceedings to increase the total alimony payout period.

For an excellent and much more detailed explanation of the decision, and what it means for family law litigants, see Justin Kelsey´s blog of today.

Meanwhile, at least for now, all you guys and gals who may have to pay alimony, you should know that until the statute is changed again, there's no guaranteed "credit for time served."

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Sunday, June 23, 2013

Massachusetts Child Support Guidelines Revised Again

The Massachusetts Trial Court has just announced the new Massachusetts Child Support Guidelines to be in effect for the next four years, beginning August 1 of this year.  Federal IV-D regulations require each state to have uniform child support guidelines that are presumptively correct, and 45 C.F.R. § 302.56 specifically requires each state to review its guidelines at least once every four years.  The new Massachusetts guidelines effective August 1, 2013, are here (prose) and a corresponding worksheet may be found here. The current (still in effect) guidelines worksheet remains at the Massachusetts Department of Revenue's website and should be replaced with the newly revised worksheet when the new guidelines go into effect on August 1.

Following is a summary of the key revisions, as provided in the trial court's press release:

Summary of Key Changes to the Existing Guidelines
The 2012 Child Support Guidelines Task Force recommended a number of clarifications and changes.  Some are minor, while others represent new or modified provisions.  The most significant include:
  • Income from means tested benefits such as SSI, TAFDC, and SNAP are excluded for both parties from the calculation of their support obligations.
  • Availability of employment at the attributed income level must be considered in attribution of income cases.
  • The text makes clear that all, some, or none of income from secondary jobs or overtime may be considered by the court, regardless of whether this is new income or was historically earned prior to dissolution of the relationship.
  • Reference is made to the 2011 Alimony Reform Act; the text does not, however, provide a specific formula or approach for calculating alimony and child support in cases where both may be appropriate.
  • Clarification is given as to how child support should be allocated between the parents where their combined income exceeds $250,000.
  • A new formula is provided for calculating support where parenting time and expenditures are less than equal (50/50) but more than the assumed standard split of two thirds/one third.
  • Guidance and clarification is given in the area of child support over the age of eighteen where appropriate.  While the Guidelines apply, the court may consider a child’s living arrangements and post- secondary education. Contribution to post-secondary education may be ordered after consideration of several factors set forth in the Guidelines and such contribution must be considered in setting the weekly support order, if any.
  • The standard for modification is clarified to reflect the recent Supreme Judicial Court decision in Morales v. Morales, 464 Mass. 507 (2013).
  • Circumstances justifying a deviation are expanded to include extraordinary health insurance expenses, child care costs that are disproportionate to income or when a parent is providing less than one-third parenting time.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Thursday, October 25, 2012

Romney's Testimony in Stemberg Divorce Unsealed

Well, folks looking for a big October surprise from our state's family court may be disappointed.

This morning, according to the Boston Globe, the Norfolk County Probate and Family Court ruled that the Romney testimony in the Stemberg divorce will be unsealed.  Now it is up to the Boston Globe - which brought the litigation to report on the upcoming election - to examine the record of that testimony and tell us what, if anything, it reveals.  The confidentiality agreement between the parties to the divorce, which the former Mrs. Stemberg's attorney Gloria Allred tried to lift so she could talk about Romney's testimony, remains in place.   Allred and her client were trying to piggyback on the Globe's initial request, which included a lifting of the gag order as well as the unsealing of the testimony, but then the Globe dropped its request to remove the gag order when it was clear the testimony would be unsealed.

Gloria Allred and the former Mrs. Stemberg, who actually supplied the documents themselves as the court no longer had the two-decades-old transcripts, accused the Boston Globe of a "double cross" and will now have to petition separately for the lifting of that gag order.

There's likely no big story here, as today Mr. Stemberg rescinded his objection to the unsealing of the testimony (Romney had already stated no objection to the unsealing yesterday, but he was probably doing something of a piggyback of his own on Stemberg's objection at the time).  As this morning's proceedings, and the rescinding of the objection, occurred after Stemberg and Romney (and Staples) had been given time to review the testimony, it appears that Stemberg and his buddy Romney now see nothing in that testimony worth the political cost of continuing to object.  Furthermore, Gloria Allred herself suggested (see below), that her client needs to be allowed to speak in order to put the testimony into "context" or otherwise the testimony will not be meaningful to the public.

And to that I say, calling to mind a fine legal phrase: res ipsa loquitur...not!
FROM GLOBE ARTICLE: 
The Globe originally moved to amend the confidentiality agreement to allow parties in the case to speak publicly about Romney’s testimony but dropped the request on Thursday, when Stemberg — who had opposed the Globe’s request to unseal the testimony — rescinded his objection.
Allred argued vigorously for Sullivan Stemberg’s right to address Romney’s testimony publicly, saying Sullivan Stemberg was being denied her First Amendment Right. 
“Out of context, [the testimony] has no meaning for the public,” Allred said. “She can put it in context.”The court ruled that because the Globe was no longer petitioning to modify the confidentiality order, and was satisfied by the release of Romney’s testimony, that Sullivan Stemberg would have to bring a separate motion to amend the order. 
Allred indicated that she would do so and after the hearing accused the Globe of a “double cross” because the paper stopped its push to amend the confidentiality order.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Wednesday, October 24, 2012

An October Surprise for Mitt out of Mass. Divorce Court?

Tomorrow morning there may be some interesting drama in one of Boston's family courts where I regularly practice, the Norfolk Probate and Family Court, involving sealed testimony by Mitt Romney, apparently given in support of his friend, former Staples CEO Tom Stemberg, during his divorce.   The ex-wife, represented by celebrity lawyer Gloria Allred, is reportedly here to tell the judge her client doesn't object to having the testimony unsealed.  

If this is just about Mitt's testimony that Tom Stemberg was a good father, we probably don't have much of a story.  On the other hand, if TMZ's reports are true that Mitt also falsely testified under oath that Staples was worth virtually nothing to aid his friend in misleading the court in order to reduce a payout to his exwife, then we may have a real story, an October surprise of sorts.

This may be the most excitement we have seen in the Norfolk Probate and Family Court since Bobby Brown's arrests here for contempt on child support arrears.   (I don't count the matter of the other Massachusetts Presidential candidate, John Kerry, who tried unsuccessfully, in 1995, to seal records here of his 1988 divorce to his first wife, as the facts of that case are rather boring.)

If TMZ's report about Mitt is accurate, and his testimony becomes unsealed, this could be significant news.  As we all know, from the most recent Clinton and Bush terms, a President's lying to Congress, the American people, and the United Nations about reasons for going to war is one thing.     But lying under oath before becoming President, in a deposition or trial, in a private civil case, such as a divorce or sex discrimination suit, is quite another.  It's absolutely unthinkable and disqualifies one from the very important job of lying about wars with absolute impunity and immunity.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Saturday, December 17, 2011

Kobe Bryant Headed for Divorce

There's bound to be a bit of schadenfreude here in New England, as we Boston Celtics fans absorb the news of the impending divorce of our nemesis Kobe Bryant out in LA. But any divorce like this one - which involves two small children, ages five and eight - should be no cause for celebration.

On the bright side, it appears that this will be handled quickly and without painful public drama.  According to both TMZ and the LA Times, Kobe's wife Vanessa signed her petition on December 1, Kobe penned his response on December 7, papers were filed with the court on December 16, and the couple has already issued a joint statement late yesterday that they have come to an agreement privately through counsel and will have their divorce judgment entered next year.

According to TMZ, Kobe has already vacated their huge Newport Coast mansion, which wife Vanessa is to keep in their deal. It is clear from the filings, as released by TMZ, that Vanessa has claimed some jewelry as her separate property (including, presumably, the multi-million dollar ring Kobe gave her after his infidelity with the Colorado woman who accused him of rape back in 2003), that they did not have a prenuptial agreement, that she is seeking spousal support, and that both have requested joint physical and legal custody of their two girls.

Even though California has tightened up its rules for prenuptial agreements (following the Barry Bonds divorce, which was thought to have been unfair to his Swedish wife), it is possible in California to waive the right to share in community property and to limit the right to spousal support in a prenuptial agreement.   But Kobe Bryant, by failing to insist upon a prenuptial agreement at the time he and Vanessa married - over ten years ago, while they were very young, at the very beginning of what would become a very successful NBA career - will thus end up sharing a lot more, in both assets and in ongoing support obligations, of his earnings with Vanessa than he would likely have been required to do.

That is because the overwhelming bulk of their assets was accumulated during the past ten years of their marriage and Kobe's tenure with the NBA.  Consequently, they will likely be splitting their assets in half as it will all be "community property" - except for the jewelry she can claim as separate property because it was a gift to her.  That could mean she would walk away with slightly more than he does (on account of these expensive gifts she listed as separate property), and then continue to collect child support and alimony which will be tied to his continued high earnings.

But given estimates of their net worth in the $200-300 million range, and many more millions to come - through Kobe's expected NBA salary of $25 million plus endorsements for the next several years - the Bryants do not need our financial sympathy.

Let's just hope the girls will be okay with their parents living in separate lavish homes. And of course, go Celtics!

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Wednesday, September 28, 2011

Destination Divorce

We have long had destination weddings.  Why not destination divorce?  Zagat has published a guide to the best restaurants for dumping your mate, as I have reported here two years ago.  There are already restaurants you can visit to dine and dump your spouse, so why can't there be destination resorts or hotels where you can go to make that dumping official?

It's not so easy just to head to the beach, or somewhere exotic, to get an actual legal divorce, you say? Well, not only are some enterprising travel businesses trying to sell the idea of divorce vacations, in Mexico and elsewhere, but there is now even, in the Netherlands, what is called the Divorce Hotel (Hotelscheiden). If you are Dutch, you can actually show up at a five-star hotel for about three days with your spouse and mediate your divorce settlement, spending potentially far less time and money on the trip and the luxurious hotel accommodations than you might otherwise have spent on legal fees back home.

Or so they say.  So far, the new idea has only had a small number of takers, and it is of course only available to Dutch citizens.  Take a look at the Divorce Hotel's website and video.


For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Tuesday, September 27, 2011

Alimony Reform Bill Signed Into Law

It's official!  Around 4 PM yesterday, Governor Deval Patrick signed into law the alimony reform bill.  (See my discussion of this in my last post where I link to previous blogs on alimony reform).  The new law goes into effect March 1, 2012.  Go ahead and peruse the complete text of the new law, or check out the well-written summary of the new law provided by Francine Gardikas of Burns & Levinson at their law firm's family law blog, Massachusetts Divorce Law Monitor.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Friday, September 23, 2011

Sweeping Massachusetts Alimony Reform Bill Now Awaits Governor's Signature

At long last, a sweeping alimony reform bill, passed by both houses of the Massachusetts state legislature, has been sent to the Governor's Desk, it was reported on Monday. Governor Patrick has 10 days to sign it, and there is nobody saying that he won't. In fact, I just heard from a reliable source that the Governor will sign it on this coming Monday.

What started long ago as an impassioned struggle has in recent years gathered strength as Massachusetts Alimony Reform, a new organization directed by Steve Hitner, came into being. The Massachusetts Alimony Reform organization came onto the scene with a tenacity, dedication, and persuasiveness that caused many, including opinion makers in the media and in politics, to wake up and pay attention.

A House bill which called for real reform was countered by a Senate bill that was, by contrast, a slight tinkering with the law that would not really have changed or helped much. Fortunately, as support for real reform continued to grow, and political support became apparent, it came to pass that legislators, lawyers, and bar associations all moved in the direction of supporting real reform. Now, with the passage of the final version of the legislation by both houses, real reform has prevailed; in other words, the final version is much closer to the original House bill than to the Senate bill, and it will bring about very substantial, extensive reform. Thus an alimony reform movement which once had only limited vocal support from a handful of family law litigants, legislators and attorneys, eventually gained very broad support - indeed support of seemingly everyone, including many lawyers and bar associations that had previously ignored, dismissed, minimized, or opposed any serious alimony reform efforts.

With the passage of this alimony reform legislation, we will see the law of alimony in Massachusetts at last reflect the social and economic realities of our time. I expect alimony determinations to be much more sensible and predictable, and much fairer as a result, as previously lengthy or even lifelong awards of alimony, many of which were out of all proportion to the length of the preceding marriages or the equities of their respective cases, will become a thing of the past. Although I have a few reservations about one or two provisions of the bill, overall I am very pleased with the legislation and I have no doubt the new law will be a huge improvement over the current law.

I will have more thoughts to express soon. Meanwhile we all await the official word that the Governor has signed this bill. For a brief description of the bill, see Alimony Reform Heads to Governor's Desk, Monday's Boston Business Journal article on this.


Previous Posts on Massachusetts Alimony Reform:

ALIMONY REFORM AND THE BUSINESS OF DIVORCE
OF TWO ALIMONY REFORM BILLS, HOUSE BILL IS FAR BETTER
"TILL DEATH DO US PAY" - MORE ON THE NEED FOR ALIMONY REFORM
EMILY ROONEY DISCUSSES ALIMONY REFORM
MASSACHUSETTS ALIMONY: TIME FOR REFORM?


For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Monday, September 19, 2011

A Couple More Massachusetts Blogs for Your Blogroll

In the nearly two years I have been absent from the blogosphere (from November of 2009 until today), I have noticed a number of good Massachusetts legal blogs that either weren't around before, or just hadn't caught my attention yet. There are in particular two I would suggest that you check out, and add to your blogroll as well:

1) Scaling the Summit: A Family Law Blog. This blog is primarily the work of Justin Kelsey and his associate Jonathan Eaton and is published by their law firm, Kelsey & Trask in Framingham. Much thought and analysis has gone into this blog, and there is very helpful information about recent, and pending, legislation in the area of alimony reform (which is about to become law at last) and proposed custody law reform.

2) Massachusetts Elder Law Blog. This is an excellent blog I have recently enjoyed reading by elder law attorney Sasha Golden of the Golden Law Center, a practice devoted to elder law and disability planning in Needham.


For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Monday, October 5, 2009

Alimony Reform and the Business of Divorce

The Boston Business Journal continues to cover the controversy over the competing Massachusetts alimony bills, and in Friday's article by Lisa van der Pool, Dueling alimony bills raise hackles in legal circles, the focus was on the question of whether Senator Cynthia Creem, chair of the Senate's Judiciary Committee, has a "conflict of interest" on account of her sponsorship of the alimony reform bill being heard by her committee, because she is also practicing divorce law in Boston.

Many in the Massachusetts Alimony Reform organization have voiced their belief that she has a conflict of interest. In the article, I was among the quoted legal observers who fail to find any conflict of interest here. And that is so even though I do not support Cynthia Creem's Senate bill, but support instead the much more comprehensive reforms of the House bill. As often happens in the world of family law litigants, logic and reason have become victims to emotion. And once again, I have gone on record to call it like I see it, only to insure I will probably please no one.

It is hardly shocking to find lawyers as legislators, and it is quite normal for them to take up, and draft, legislation within their own areas of expertise. Divorce lawyers such as Sen. Creem regularly take cases involving clients on both sides of alimony disputes, and will inevitably have clients who benefit, and others who will not, from any change to the law. That is true for her, and that is also true for me. We simply have different opinions as to what the law should be.

The argument of those who think they see a "conflict of interest" (although they mostly do not really understand the concept) goes something like this: Divorce and family law practices, or at least certain practices such as that of Senator Creem, benefit from preserving the status quo, and/or encouraging more, rather than less, litigation.

Any real alimony reform - the argument goes - such as that which would result from enactment of the House bill, would inevitably lead to less litigation, while the enactment of the Senate bill would either fail to reduce litigation, or might even increase it, as the Senate bill would only add durational language, but without any real guidance, thus leaving extremely vague the legal standard for determining alimony awards, and thus continuing to confer upon judges overly broad discretion that would lead to more disputes and more litigation. Lawyers in general, and supposedly rich divorce lawyers in particular, would thus continue to reap huge financial benefits from this vague alimony standard.

But do you know what? The only parts of that argument which are not obviously specious are at their very best merely speculative, and the available evidence might more readily support a quite contrary thesis: that is, that our very vague, quite unpredictable, and often unreasonably high and long, alimony obligations may be partly responsible for the fact that we have had a declining rate of marriage in recent years (interestingly, this particular point has indeed been made by the Alimony Reform Movement itself), and also for the fact that we have a very low rate of divorce relative to other states.

Indeed, the only studies of which I am aware point out that New England in general, and Massachusetts in particular, have the lowest divorce rates in the nation. (See the end of my earlier post on divorce and baseball for links on this issue).

Could it be that draconian, unpredictable, seemingly dreadful divorce laws have contributed to preserving many marriages? Here, I'm reminded of the male joke about not getting divorced because "it's cheaper to keep her." Also might it be possible that these supposedly bad laws prevent many who would otherwise eventually divorce from marrying in the first place? And is it so bad to have laws that make marriage a serious commitment, with very serious consequences? Indeed, that is how marriage used to be in this country before the advent of no-fault divorce. Funny, but some of the conservative, male critics of the current family law system are also the same ones who pine for those more traditional times.

Let me be clear. I believe the current alimony law in Massachusetts is in need of reform, because it too often leads to absurdly unfair results, as it fails to compel judges to limit alimony in the way most people today believe it should be limited, and in the way current economic and social realities suggest it should be limited. However, I am not at all sure that either bill under consideration would help or hurt lawyers in the modestly paid field of family law.

Many of the big problems with current alimony law in Massachusetts relate to the higher economic class of divorcing couples, who are more likely to be caught up in fights with opponents who have considerable assets and earnings, and who are therefore able to pursue "money is no object" battles in court. When the law is too vague, as I do believe it is, there is more at stake in such disputes, and wealthier individuals often believe, however wrongly, that they have no choice but to hire the most expensive, high-overhead law firms to fight spouses who have hired other expensive, high-overhead law firms, all to determine how much will be paid, and for how long, in spousal support.

If I had to guess, I would predict that the passing of the House bill, or any such extensive reform bill limiting alimony, might eventually lead people to marry more often, and earlier, and lead more already married people to get out of marriage when things go wrong; less cumbersome alimony obligations would be less of an impediment both to divorce and to marriage in the first place.

I imagine that with more reasonable alimony laws, we could see higher marriage rates and higher divorce rates, like those that currently exist for example in the state of Georgia, and other "red" states, where it is easier and less costly for the higher-earning spouse to get divorced (and by "costly" here I am referring to the total economic costs in a broad sense, not simply the narrow costs of paying legal fees). Perhaps only the nature, but not the size, of family law practice would thus change, as divorce lawyers would have more clients, but would also spend less time, and bill less, on each individual case; furthermore, high income and high conflict cases would likely account for a smaller percentage of client caseloads.

But all of this is speculation. Would the whole family law business shrink or grow with alimony reform? Who knows? Even if we could answer this, it is really the wrong question.

We really should be debating what the appropriate spousal support obligations of divorcing parties should be, period, rather than making speculative arguments about how different laws might affect a small sector of the legal services industry. Our alimony law should reflect what our community believes those obligations should be, and should reflect current economic and social realities. That is what is important.

The reason this misguided "conflict of interest" argument has gotten any traction is that angry individuals hate lawyers and judges, and not just the flawed law and legal system of which they are a part, and these guys are venting (for more on this, see my last post on this blog). It has all become personal.

By the way, if you're not already exhausted after reading this ridiculously long blog, you can find more level-headed, interesting, and even funny, comments on the issue of alimony reform in Massachusetts at Stephen McDonough's blog.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Saturday, September 26, 2009

Of Two Alimony Reform Bills, House Bill is Far Better

There are two competing alimony reform bills currently pending in the Massachusetts legislature: Senate Bill 1616 and House Bill 1785. The Senate bill, backed by influential members of the Boston Bar Association, essentially would preserve the status quo. It would merely add language to the statute so as to give judges the explicit ability to set a duration for alimony - i.e. to set a term of years, depending on the circumstances.

The Senate bill would indeed improve current alimony law in this limited way. But it would do far too little. In fact, the Senate bill would not be sufficient to bring Massachusetts out of the realm of the absurd. Even with the passage of this modest single reform in the Senate bill, Massachusetts would remain way outside the reasonable norms for alimony, as reflected by the laws in almost every - if not every single other - state in this country.

The House bill, on the other hand, would effect real reform that would bring Massachusetts alimony law into much closer alignment with the alimony law of other states, as it more closely reflects current conventional wisdom on alimony. The House bill would require alimony awards to reflect current economic and social realities. Thus it would be much less likely that outrageous alimony awards, which lead to illogical and unfair economic results, would continue to be regularly negotiated and ordered in our family courts.

The House bill is much more intelligent, reasoned, and has the support of the Massachusetts Alimony Reform organization. However, unlike the Senate bill, which is now backed by the Boston Bar Association, the much more sensible House bill has a broad base of support beyond the most directly affected interest groups - that is, both those interest groups that have been formed by opponents of the current law, and associations of attorneys who would be more inclined to preserve the status quo. And that is why House Bill 1785 is already cosponsored by a very diverse group of 72 legislators, "liberal" as well as "conservative."

Please read both bills (see links above), and tell your House and Senate representatives which bill you favor. For more on this, see Bar association wades into divorce law spat - Boston Business Journal.


For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Sunday, August 2, 2009

"Till Death Do Us Pay" - More on the Need for Alimony Reform

Finally, a little slice of la vida real in our Massachusetts family court system: Till Death Do Us Pay - Boston Magazine.

I'm encouraged to see such critical words from a local media source, in this case Boston Magazine. You definitely will not get such truth from the Boston Globe. And what a shame that is, as the Boston Globe is still the best newspaper we have in this state. Yet, by its gross negligence and incompetence in its reporting in the area of family law, the Boston Globe continues to hold back family law progress, even though it, together with its parent The New York Times Company, had earlier been so instrumental in pushing forward progress in the gay rights and gay marriage arena.

This is definitely a must-read article for anyone interested in the crazy world of alimony law in Massachusetts. I've written about this here before. Our archaic alimony law in Massachusetts has created a number of family law problems that should have been solved long ago. I do hope that reasonable heads will eventually prevail here, and that there will be a complete, extensive overhaul of our absurd alimony law and accompanying practices.

This article, though not perfect, provides a penetrating look into a system in great need of common sense overhaul, in this state which claims to be progressive, but is actually only selectively so. And when I say that I mean a system much broader than merely that which sustains a ridiculously outdated alimony system, but the entire family law system which is backward and unfair in so many other respects.

It is way past time that our state treated fathers and exhusbands and their children, along with all the various family units of which they are a part, with the same level of dignity as gay and lesbian individuals and female-headed households. Until that happens, Massachusetts will continue to be the oddball state, where progressive policies in favor of gay and lesbian couples (policies about which I believe we should be very proud) stand in stark contrast to backwards, archaic, protectionist, sexist policies that promote traditional family structures and female dependency in heterosexual relationships over independence, equality and justice.

And when I say policies, I mean not only laws - both statutes and rulings by our appellate courts - but also practices and other rules, written and unwritten, which continue to be perpetuated by the family law establishment.

Please read the article.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Wednesday, March 18, 2009

Best Divorce Cartoon

A colleague, who happens to be a psychotherapist and not a lawyer, just gave me a copy of the following New Yorker Divorce Cartoon a few days ago. The cartoon is very good and to publish it here I would have to pay more than I am willing to pay for the license, so if you want to see it, you will have to follow my link. But I may have to order a print of this myself.

The cartoon, by Mick Stevens, appeared in the January 12, 2009 New Yorker, and was part of the magazine's Caption Contest. It appeared with the following winning caption, suggested by reader Ann Seger of Chicago, Illinois: "For a divorce case, that went smoothly."

By the way (and to relate this to my last post), if this cartoon looks like it could serve as the illustration for your impending divorce, you are definitely not a candidate for do-it-yourself divorce.


For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Monday, July 28, 2008

YouTube Divorce - A Failed Strategy

To follow up on the YouTube Divorce of Tricia Walsh-Smith, which I discussed here this past April (after which Tricia continued her tirades and crazy antics on YouTube, all of which I ignored), it appears that Tricia's adventurous approach to fighting her contested divorce has not helped her one bit.

Back in April, I thought Tricia had the craziness out of her system, as she appeared to have gotten smart after her first YouTube video by hiring a good lawyer who would prevent her from using YouTube again. But I was wrong. She apparently either ignored good advice from her lawyers (most likely) or she didn't get any. Thus she persisted in smearing her husband in further YouTube videos.

Now the judge has found that Tricia conducted a "calculated and callous campaign to embarrass and humiliate her husband and his daughters." The judge both ordered her to leave the New York apartment from which she complained on the first video that her husband had tried to evict her, and also refused to void her prenuptial agreement as she had sought. See Family Lore: Walsh-Smith: "Calculated and callous" .

If you really feel like airing dirty laundry in public, you should consult a good lawyer first. But then you should follow that good lawyer's advice, even though the advice will almost always be: No, don't do it. Keep it private.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Saturday, June 28, 2008

Emily Rooney Discusses Alimony Reform

More on Massachusetts alimony reform. Boston's WGBH TV Show, "Greater Boston" with Emily Rooney, on Thursday evening, discussed recent efforts to reform alimony law in Massachusetts, including the recent push by the Second Wives Club. See WGBH's Recent Shows: "The Second Wives Club pushes for alimony reform". Appearing on the show to argue for reform was Elizabeth Benedict, whose recent Boston Globe op-ed article was discussed by me in my recent post on this topic. Also appearing on the panel were attorneys Timothy A. Taylor, the lawyer from Lincoln, Massachusetts, who drafted the alimony reform bill, and Gerald Nissenbaum, who essentially defended the status quo.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Sunday, June 15, 2008

Divorcing, But Still Living Together, in a Bad Housing Market

There's a great article in today's Boston Globe Sunday Magazine, by Lisa Prevost, about the effect of the declining housing market, and the credit squeeze, on divorcing couples, many of whom are now forced to stay together longer than they may have wanted or intended: Two Exes, One Roof - The Boston Globe ("Two Exes, One Roof - What happens when a divorcing couple meet a slow housing market? Usually, it's not pretty.") As you can see from the excerpt below, I am one of the attorneys quoted in the article.

"DESPERATE" IS AN APT DESCRIPTION FOR ANY NUMBER of homeowner scenarios these days, as declining home values and tighter credit continue to squeeze sellers. When it comes to divorcing couples, however, the steep drop-off in housing sales is making some bad situations truly awful. Dramas are playing out across the region as couples who no longer want to stay together, but can't afford to live apart, are winding up prisoners in their own homes. Either houserich and cash-poor, or simply overextended on all fronts, these couples are retreating to the far corners of their houses as they await the buyer who will free them.

Family law attorneys, mediators, and real estate professionals say that while this scenario isn't necessarily new, its rising incidence is very much a sign of the times. Divorcing couples who borrowed heavily against their homes when values were soaring several years back are now scratching for enough equity to cover their mortgage, lawyer bills, and a fresh start. The financial strain is forcing more of them to stay put until the house sells, a situation that is almost always very uncomfortable.

"In a number of my cases, couples are sharing houses but using separate bedrooms, and it remains to be seen what impact all of this will have on the children," says David A. Hoffman, an attorney, mediator, and founder of the Boston Law Collaborative.

....

Barbara Shapiro, a certified divorce financial analyst and vice president of HMS Financial Group in Dedham, agrees that the sliding market is forcing more divorcing couples to remain housemates. The cases she sees typically fall into one of two categories. "You have the couple that's already divorced and had decided they were going to split the house once it's sold. And they can't sell it, or it doesn't make sense to sell it. So they're scrambling to adjust," she says. "And then there are people who are saying, 'We can't get divorced - we can't afford it.'"

The latter sentiment turned up unexpectedly in a divorce case handled last year by Steven Ballard, a lawyer in Worcester and Wellesley. He was representing a woman in particularly bleak circumstances: She had a restraining order against her husband, who had moved back in with his mother. The wife worked but couldn't cover the mortgage payments and expenses on their house without her husband's income. Because they owed more than the house was worth, foreclosure loomed as a possibility. Still, Ballard didn't see taking the husband back as an option. Much to his dismay, his client did. The couple reconciled. "I'd seen financial problems lead to divorce," Ballard says, "but I hadn't seen it save a marriage."

....

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Saturday, June 14, 2008

Massachusetts Alimony: Time for Reform?


In yesterday's Boston Globe appeared an op-ed article by novelist Elizabeth Benedict, critical of the Massachusetts alimony law and application of that law by courts in this state: Elizabeth Benedict: Boston Globe Op-Ed: The chilling effect of state's divorce laws. I actually know Elizabeth Benedict, and as one of the lawyers she talked to before writing that article, I must say that I welcome her criticism, even though I believe she may be, as I have told her, exaggerating the extent of the problem she sees.

Her problem is mostly with lifetime alimony awards and with what she rightly sees as the inconsistent, unfair application of alimony law. Of course, I have no doubt that the cases she discusses are real, and it only takes one bad experience in family court for any one person to be turned off and disillusioned with the whole process.

The main point that should be taken away from her article, in my opinion, is that the law on alimony is so vague as to permit a huge divergence of results, from one case to another. I would add that these results often depend on factors that should not be important and determinative: they are factors primarily related to the quality and experience of the judge, rather than factors actually relating to the facts of the individual cases.

In my experience as an attorney, I have been able to end lifetime alimony awards, as lawyer for men in each case, in every case where it was justified and where my clients and I tried to do so. However, in those cases, my male clients did not even come to me to try to eliminate the alimony until their children were emancipated and their exwives were working fulltime and earning as much as, or more than, they were. In other words, we had very strong cases to end alimony. And yet, although the cases did not require trial, they were at first hotly litigated cases, and they were hardly the walks in the park that they should have been.

I am happy to see Elizabeth Benedict join other disgruntled second wives and girlfriends in trying to help men to right this wrong in Massachusetts family law, particularly by supporting the enactment of HR 1567, a relatively unambitious, but sensible bill that, as Benedict notes in her piece, has been given an unceremonious legislative death as the bill was quietly committed to further "study."

We have long needed better guidance and clearer laws on alimony - and in the related area of child support as well, I hasten to add - that cover the needs of today's divorcing and separating parents and spouses. The child support guidelines have numerous flaws and do not cover those with combined incomes of $135,000 or more, exactly the group of people, interestingly enough, who are most likely to hire lawyers for their court cases. Such a situation leads intelligent people like Elizabeth Benedict to understandable cynicism about the legal process, and about lawyers themselves. And so Elizabeth Benedict states as follows:

The Massachusetts and Boston Bar Associations have created a task force to study problems stemming from lifetime alimony, but it will be months before their recommendations, if any, will be made public. They may eventually support new guidelines for judges, not new legislation, which would clarify and simplify. They prefer ambiguity and case law, which produce more billable hours.

The crux of the problem is there is no agreement on a formula, or a uniform set of guidelines even, for alimony, and the law of alimony is essentially the same long list of statutory factors that are supposed to be taken into account in determining the division of assets upon divorce (M.G.L. ch.208, section 34). See the Massachusetts divorce statute here.

One former judge, Judge Ginsburg, formerly of the Middlesex Division of the Probate and Family Court, who in fact created his own alimony formula (called "the Ginsburg formula") which he, and some others, have used on an informal basis, especially back when he was still a judge, wrote an article, back in 1997, which is surprisingly still very relevant today: "The Place of Alimony in the Scheme of Things," Edward M. Ginsburg, Massachusetts Family Law Journal, Vol 14, No. 5 (January 1997). Sorry, but I can't find an online link to that article. In that article, then-Judge Ginsburg pointed out that there is precious little in the way of guidance in how to deal with different kinds of cases (short-term, mid-term, long-term marriages) and how to structure awards, both in terms of amount and duration. Well, not much has changed in the past eleven years, in statutory or case law, since Judge Ginsburg wrote his article, to alter this basic reality.

And what little new case law we do have has not remedied this problem. As pointed out by Massachusetts Attorney Peter Gossels in this Massachusetts Lawyers weekly article from February 5, 2007, the law as it still stands permits "predator spouses" to enter into short-term, childless marriages, and extract huge sums of money through alimony. See the Gossels article, both for another extreme example of how the vague alimony law can lead to an unfair result, and for a great discussion about some of the problems and limitations created by the case law on alimony.

However, as a practicing lawyer, I do believe there has been a positive change - despite the continuing existence of some rather unfair case results - in the way most judges are applying the broad, vague law. I believe judges over the past ten years have become far less likely to award alimony in cases where alimony is undeserved, they have been increasingly likely to expect former wives to work, or to go back to work, and they have become increasingly likely to apply the gender-neutral laws in a gender-neutral way. This positive change in the way that law has been applied, in fact, is one advantage, perhaps, of the law being as vague as it is. But all is not as it should be. Not yet. And I do believe there should be better guidance, and it should be statutory.

As long as judges have such wide discretion, with these vague laws in effect and in the absence of clear guidelines for different types of cases, judges will continue to be free to consider all the relevant statutory factors on a case by case basis. The question of whether we want the legislature to improve the law of alimony will then come down to whether we want to trust each individual judge to make the right decision when each one has such extremely wide discretion in making findings.

Although I trust most judges to try to do the right thing most of the time, I do believe they all need clearer laws and better guidance, for the sake of consistency and fairness.

Finally, Elizabeth Benedict's comments, both directly to me, and in this op-ed piece she wrote, give me hope for the future. I am encouraged to see such talented, intelligent, accomplished women recognizing the injustices often faced by men in family court. Benedict joins the ranks of another great writer, formerly a regular columnist at the Boston Globe, Cathy Young, about whom I have spoken favorably several times in this blog before.

Also, in this respect Benedict joins another acquaintance of mine, Iris Tanner, a cabaret singer, who long ago gave me a copy of her CD "Fresh Cut Iris" when I could not attend her appearance many years ago at Jimmy Tingle's Comedy Club, where she sang her original song Don't Get Married in Massachusetts (If You're Male).

It's a hilarious song by a woman who admitted in introducing the song on stage that she had been inspired to write it after having several boyfriends who had gone through divorce in Massachusetts. Even if you don't download the song (and you can do so - from my link above), the following sample of its lyrics should give you a laugh or two:

Matrimony may be great,
But there's a certain state,
Where a wedding's bad for your financial health,
Where if a marriage doesn't work,
The man will always be the jerk,
And lucky ladies gather in the wealth.

Where the judge's sacred duty
Is to give the wife her booty,
And do his best to drain the husband dry.
Though I know it's hard to swallow,
There are guidelines they must follow,
That will zap you if your chromosomes are Y.

If you're male,
Don't get married
In Massachusetts.
You'll only end up broke
And land in jail.
....


I should point out that, despite its women- and mother-friendly reputation and despite its sometimes-heard nickname "Planet Mommy," Massachusetts is hardly alone with this alimony problem. Other states are considering reforming their alimony laws to reflect the current economic and social realities. For a good discussion of this national trend, also mentioning the recent efforts in Massachusetts, see States Challenge Traditional Alimony, a February 15, 2008 article by Tresa Baldas in the National Law Journal.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Thursday, May 8, 2008

14 Common Financial Mistakes People Make and 14 Rules Most Should Follow Most of the Time

I have handled lots of divorces, reviewed lots of financial statements, and helped clients manage the difficult financial negotiations and restructurings attendant upon marital dissolution. I am often surprised by what I see intelligent people do, or not do, with their money. The following are 14 of the most common financial mistakes I have found that people make. I have had clients who are in poverty and others who are extremely wealthy. But these 14 mistakes are related to my experience with the majority of people for whom I have worked - people who are, like most of us, somewhere in between those two financial extremes.

There are other kinds of "mistakes" which are made in the course of divorce - and by this, I mean there are settlement decisions, which, at least from the point of view of personal finance, seem not efficient or optimal. Divorce settlements sometimes lead to some objectively bad financial moves that are, however, quite unavoidable, as they are often related to non-financial considerations or other exigencies. I am not speaking about those kinds of "mistakes" in this post, but only about general financial management mistakes I have found couples and families to have made long before they were at the point of divorce. (Lawyerly Disclaimer: These are general observations, and of course not offered as specific advice to anyone in particular. I am your unpaid blogger, not your attorney.)

14 Common Financial Mistakes People Make

1) Have no emergency or "rainy day" fund.
2) Buy a house they cannot afford.
3) Don't save enough for retirement.
4) Consult "financial advisers" from institutions such as American Express, and actually take their advice.
5) Buy whole life insurance rather than term life insurance.
6) Take out second mortgage or equity line on their home for consumer purchases.
7) Buy annuities.
8) Pay down house or other lower interest rate debts before higher interest rate debts.
9) Buy individual stocks, or day trade, in any area outside personal area of primary expertise.
10) Buy a timeshare.
11) Borrow against retirement funds, or liquidate retirement funds.
12) Go into business, or purchase property, together with a relative other than a spouse.
13) If in serious credit card debt, pay a "debt counselor" or "credit counselor" but never consult a good bankruptcy lawyer.
14) Use credit cards to pay for everything, and keep a balance on which they pay high interest.


OK, now for my 14 Rules. These are general rules which are derived from, and correspond to, the 14 Common Mistakes above. These are rules that I believe most people should follow most of the time. If you are super wealthy or destitute, obviously these do not apply to you. These are just rules, and there are exceptions to rules. Disclaimer: as general rules, these observations of mine, of course, do not constitute specific advice for any individual. As I say in these rules themselves, all should do research themselves and take charge of their own financial future, and if possible, seek specific advice from a fiduciary who can look at their particular situations, see the big picture, and give advice tailored to their particular situations.

14 Rules Most Should Follow Most of the Time

1) Maintain an emergency fund, in money market funds, conservative bond funds, or treasury bills, that is highly liquid, and outside retirement, equal to six months of your regular living expenses.


2) Buy a house, with at least 20 percent down, only if it is in a neighborhood that is a good long-term place for you and your family to live, only if you will be living there in that particular home for at least five years, and only if it costs half, or less than half, as much as the biggest house "you can afford," as calculated by the lender.
Be conservative. Your home is always more expensive, and in more ways than you think, than you initially realize. You need a cushion so you can save, and you should save not just in one piece of real estate, but in other types of investments, such as stock mutual funds. Do not be "house poor" like so many people are.

3) Save at least 20 percent of your gross income in retirement - through IRAs, 401Ks, employer pension funds, etc. Obviously, take full advantage of 401Ks especially when there is employer matching.

4) If you are getting financial advice, be sure that you are using a fiduciary, not a sales person working on commissions. Do research yourself, and find a fee-only financial adviser who is a fiduciary, and will work only for you, or do it yourself. If you can't find that kind of financial adviser - many independent, fee-only financial advisers will only work on behalf of individuals with significant assets, of $1 million or more - consult a good lawyer or just do it yourself. See Can you trust your financial adviser? By Liz Pulliam Weston- MSN Money.

5) If you have children, buy level term life insurance for a term that will extend no later than when your youngest child is 25. Don't buy any other life insurance. For the vast majority of people, whole life insurance is a bad idea; in my experience, most people who have it shouldn't. They would almost always be better off investing instead in stocks and bonds through mutual funds. I am often surprised at what I see. For example, I had a client who together with his spouse had paid around $1,000 a year for only $15,000 of life insurance in their children's names to cover the children's burial expenses! Of course this horrible idea had been sold to that client by a sleazy "financial adviser" working on commission. That money would have bought that client at least an extra million dollars of term life insurance. If you really like insurance, and depending on your circumstances, after taking care of term life insurance needs, you should instead buy disability insurance. In fact, for many, that will be an even more important move than buying term life insurance. If you don't have children, or other dependents, you should only think about disability insurance.

6) If you can't afford to pay for consumer purchases, including new cars, boats, vacations, or other things, from your current regular streams of income, do not buy them. Do not take out a second loan on your home to do so. See Rule 2 and Rule 14.

7) Don't buy annuities. Only rarely are these worthwhile. If provided by an employer, fine, but don't buy them. These are usually bought because of sales commissions. See Rule 4. Instead, invest wisely, and diversify, in mutual funds for the long haul. Buy and hold. I favor index funds with low expenses, such as Vanguard funds. One example: Lots in large cap (S&P 500), some in small and midcap, and some in international. See again Rule 3.

8) Pay down highest interest rate debts, such as credit cards, first before you pay down other debts. You should always, of course, make timely payments on your loans when due, but do not pay extra to reduce the principal debt if there are other debts you have with higher interest rates. However, if you are a sure candidate for bankruptcy, you should sometimes in fact stop paying high interest unsecured debts, like credit cards, entirely. But if you think that might be the case, see a bankruptcy lawyer first before doing this. See Rule 13.

9) If you have lots of money to invest - that is, if you still have money left over after you have invested 20 percent or more of your gross income in retirement funds - you may, if you insist, invest just a small portion of your extra money in individual stocks, but only in companies in an industry about which you have more knowledge than anything else, and never the company you work for. See Rule 3 and Rule 7. I have seen too many engineers who have been burned after overconfidently, aggressively and foolishly gambling on high tech stocks or other high-risk, high-return investments. If your company provides its own stock, or stock options as benefits, fine, but if and when possible, divest as much as possible, and diversify your investments into other holdings. And generally, unless you are really as smart as Warren Buffett, you should be primarily investing in solid mutual funds rather than trying to beat the odds by picking your own individual stocks.

10) Don't buy a timeshare. Pay as you go for vacations. Ridiculous timeshares are, in my experience, the asset divorcing parties most often want the other to take, as by the time of their divorce, they often realize that they should never have bought them. And don't buy a second home, unless you can afford it - that is, you have regularly saved enough for retirement, and are continuing to save 20 percent of your gross income for retirement, have no need to save for any child's future college expenses (you have enough saved in a 529 plan or otherwise to pay for your children's college costs) and still have money left over.

11) If tempted to raid your retirement fund, which will lead to absurd penalties, find any way you can to avoid this. If you can't cut your expenses or find a way to pay for the necessary things in another way, then come up with the money by temporarily halting your present contributions to retirement (preferable), or borrowing against your retirement (if it absolutely has to be done, this is better than taking an early withdrawal, but this is still bad). This should usually not be a problem if you follow Rule 1.

12) Go into business in one of the following ways only: a) by yourself, b) with others who are not relatives - but get a detailed, written agreement- or c) not at all. When buying a house or other property that you will live in, either do this by yourself, with your spouse - yes, still risky, but this is what marriage is about - or not at all.

13) If you have a lot of high interest, unsecured debt, consult a bankruptcy lawyer to see if you can and should go bankrupt, and if not, how best to get rid of the debt you have. Again, pay down the highest interest rate debt first. Usually you will want to maintain good credit and maximize your credit score, but sometimes you should default on high interest, unsecured debt. Get out of high interest rate debts one way or another, usually by paying them off as soon as possible, unless it is feasible and appropriate for you to avoid paying back the debt, through bankruptcy or default, after consulting a bankruptcy attorney. Often bankruptcy will be a better long-term move, and your credit may actually improve in a short period of time after you eliminate outrageous debts and make a financial recovery. There are many credit counselors who do nothing for you, and just make money as the middleman between you and the horrible vultures that are known as credit card companies.

14) Buy in cash, or use your bank debit card to make purchases, and pay off credit card balances in full each month. Can't or don't want to pay for it now? Then don't buy it. See Rule 6.


******
For information about personal finance, especially in the context of divorce and family law, see some links to a few good websites and financial calculators on the links page of my law firm website.

Wednesday, April 23, 2008

The Divorce Generation


Now here's an interesting read, the cover story from the April 21 edition of Newsweek: The Divorce Generation Grows Up ("The Divorce Generation Grows Up - Grant High School's class of '82 were raised on 'The Brady Bunch'—while their own families were falling apart. These are their stories—in their words").

As I was born in 1965, right on the line between the Baby Boom Generation and Generation X, I sometimes don't know to what generation I should say I belong. I have characteristics of both Boomers and Xers.

The author, David J. Jefferson, just a few years older than I, has described us 40-something-year-olds, who grew up watching the Brady Bunch, as the "divorce generation." Maybe that will do, although I don't particularly like the term, and I sincerely hope that this author has exaggerated the impact of divorce on my "generation."

But I can certainly relate to the stories told by the author's classmates, as I graduated from high school just one year later than they did, in the early 80s, when the divorce rate in this country was at its highest point. Many of these stories sound all too familiar to me, as they resemble so many stories of others my age.

Since the early 80s, the divorce rate has fallen. And as this article indicates, as we now-40-something-year-olds of the "divorce generation" have grown up, the national divorce rate has fallen, though not back down to the very low level of the 50s and 60s. The relatively lower rate of today may have a lot to do with the fact that we of the "divorce generation" have been more reluctant to make commitments, and more hesitant to marry, and as a group have been waiting until later to do so.

The author of this article indeed suggests that our hesitancy may be partly a consequence of having grown up in the period, from the late 60s through the early 80s, when marriages were becoming so much more vulnerable to termination by divorce. More than just an interesting footnote to The Unexpected Legacy of Divorce, this feature story should be but one of many studies and musings on this topic that I suspect, and hope, will follow in the years to come.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Friday, April 18, 2008

Divorce By YouTube

Wow! Recently we had a disgruntled husband in Vermont airing dirty divorce laundry on his blog (see my posts here and there). Now a disgruntled wife in New York has broadcast her grievances on YouTube (see below). This YouTube video has been widely viewed, and has been widely reported and blogged about already. See Family Lore and New York Divorce Report for some good posts on this.



This YouTube woman, named Tricia, reminds me of Heather Mills in many ways. Tricia is the much younger wife of a wealthy man in a bitter divorce battle, and she happens to be English; furthermore, she appears to be somewhat unhinged, and judging from this video, she would probably make a very bad witness in court, just like Heather Mills apparently did.

But one difference is Heather Mills started out with lawyers, then bumbled about in an apparent, misguided attempt to try her case in the media, and finally ended up handling her case herself, while still running to the media to whine. But this YouTube woman appears first to have started out by trying her case on YouTube, but then now apparently has the good sense to have hired high-profile New York divorce attorney, Raoul Felder, who represents her now but not until after she made this video.

Now that's a better ordered approach, I'd say. Maybe Heather should have gotten it all out of her system with her crazy antics in public, if she had to, and then hired a good army of lawyers in London, and not the other way around.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.